Do You Want Retirement Advice
And Investment Management
All For A FLAT Annual Fee?
What We Offer
We provide ongoing retirement advice on every aspect of your retirement plan along with investment management.
What You Get
We start by creating a comprehensive plan for your retirement. This will act as the roadmap for all our future decision making. However, life will inevitably happen, plans will change, the stock market will move up and down, congress will change tax laws… so your retirement plan will need to evolve with it.
Our ongoing planning and investment management is built to continue to serve you as life changes and help you make all the necessary decisions along the way.
After the completion of your initial plan, we will continue to work together throughout our relationship. Common areas we continue to provide ongoing advice are:
- Annual Portfolio Withdrawals
- Roth Conversions
- Social Security Claiming
- Pension Claiming
- Portfolio Rebalancing
- Medicare Decisions
- Establishing A Spending Plan
- Debt Elimination
- Estate Planning
- Insurance Evaluation
- Updating Tax Withholding
- Tax Projections
As a client, you will also have access to your own personal financial portal. Your portal allows you to aggregate all your financial information in one SECURE place so you can see everything in a single view. You’ll be able to track your net worth, investments, insurance policies, and other financial reports.
Who Is Our Service Best For?
We best serve clients who are nearing or who are already retired. Our clients, in general, have already built up most of their wealth and they are looking to protect and preserve what they’ve built by partnering with a fiduciary advisor who provides ongoing retirement, tax and investment advice.
Our service is most cost effective for pre/early retirees who have between $500,000 and $5,000,000 in investable assets. If your net worth is in excess of $5,000,000 then we likely aren’t going to be the right fit but we would be more than happy to point you in the right direction.
What Does It Cost?
Our flat annual retirement and tax planning fee is $6,000 a year.
Your fee will be agreed upon before signing a formal agreement with us. We deduct fees directly from the investment accounts we manage.
Unlike most firms who charge a percentage of the assets, our fee is not tied directly to the amount of money you have. The average asset based fee is between 0.80% and 1.50%. On a $1,000,000 account, that fee can range from $8,000 a year to $15,000 a year. Even if it doesn’t require any more work.
Next Steps
Schedule a Free Strategy Session with us.
Our short strategy calls are typically 15-20 minutes and are designed to help us diagnose any blind spots you’re currently facing, explain how our planning process would work for you specifically, and answer any questions you may have.