We Do Tax-Focused Retirement Planning and
Investment Management

✓ Flat-Fee  ✓ Fiduciary  ✓ Retirement Focused

We specialize in Retirement and Proactive Tax Planning

Our 5-Step Insulated Income™ Process Ensures Your Money Is Protected For The Rest Of Your Life

Income Optimization

We design a plan to create income you won’t outlive.

Tax Reduction

We develop a plan to proactively reduce how much taxes you pay.

Portfolio Development

We design low-cost, tax-efficient portfolios that provide income as well as growth.

Estate Protection

We help make sure your assets are protected

Required Maintenance

We consistently review every aspect of your plan so it’s never out of date.

How We're Different

We believe everyone deserves an unbiased, truly comprehensive plan for retirement designed by a CFP® Professional who specializes in retirement & tax planning.

Not all financial advisors are created equal, and we chose to be part of the 1% that is FEE ONLY so our clients never have to ask “Is this really what’s best for me?”

We specialize in retirement planning

Most firms and advisors try to serve everyone. Not us. We ONLY serve people close to or already in retirement.

We do proactive tax planning

Most firms aren’t willing or able to give tax advice. Everything we do incorporates the tax implications because taxes will be your largest expense in retirement. 

We're Fiduciaries

Unlike many advisors who follow the suitability standard, we act solely as fiduciaries. That means we ALWAYS act and give advice that’s in YOUR best interest.

CFP® & WMCP® Professional

In addition to having relevant education and experience, we have obtained industry specific designations that focus on tax-efficient retirement planning and investment management.

Flat-Fees

We’re FEE ONLY. Which means we don’t sell products for commission. We charge a flat annual fee that’s NOT based on how much money you have.

We're independent

We are not affiliated with any bank, brokerage or insurance company. This allows us to remain unbiased and only offer advice that’s truly in your best interest.